Every Nassau County car accident is unique, and the injuries sustained will vary from person to person.  One thing that is the same, however, is that New York State Insurance law allows you or your family to file a personal injury claim if the accident resulted in any of the following types of injury:

• Death
• Dismemberment – loss of limb(s)
• Significant disfigurement or scarring
• Fracture of a bone or a part of a bone – including a broken nose or broken teeth
• Loss of a fetus
• Significant limitation of use of a body function or system
• Permanent consequential limitation of use of a body organ or member, where the use of the organ or member causes persistent or chronic pain
• Permanent loss of use of a body organ, member, function or system
• The “90 / 180 Day Rule”– an impairment of a non-permanent nature that prevents the victim from conducting daily activities for at least 90 days during the 180 days immediately following the accident.

To support this statute, New York Insurance law mandates that every vehicle insured in the state must carry a minimum amount of personal injury coverage.  This allows injury victims to receive benefits regardless of who was to blame, or who was at fault, for the accident.  

In order to collect the benefits, No-Fault insurance claims must be submitted promptly -- within 30 days of the accident.  These accident claims are complicated, and insurers still routinely deny benefits. The Long Island, New York personal injury lawyers of Schwartzapfel Partners P.C.have more than 150 years of combined experience, and we can make a difficult situation easier for you and your family by preparing your claim.

With the right representation, you may be eligible for damages, but you must file a thorough claim in order to receive any of the benefits, including:

• Payment for both past and future lost wages
• Mental and physical pain and suffering
• Medical costs
• Loss of annuity or pension
• Loss of household help
• Non-economic damages, such as loss of consortium (family relationship).

When you’ve suffered serious injury as a result of a car accident, you need Nassau County, New York lawyers of Schwartzapfel Partners P.C. at your side. With more than 150 years of combined experience, our attorneys are well prepared to handle all your legal needs.

Call our Nassau County, New York car accident attorneys today at 1-800-966-4999 or use our convenient online contact form for a free case evaluation.  Click here for the address of our Long Island office closest to you.   At Schwartzapfel Partners, we will fight for you!