Recovering from a serious injury sustained in a car accident can be a long, involved process.  Visits to the hospital, your doctor's office, rehab offices, and even pharmacies can leave you with mounting medical bills across Nassau County, New York.   Medical care can be expensive, and trying to figure out how you will manage all the charges when you are unable to work can leave you overwhelmed about how to manage the seemingly endless bills.

There are many things you should consider as you move forward with your insurance claims and in pursuing a legal action against the negligent driver that caused your injuries.  First and foremost, however, is to get the medical treatment that you need to recover.  We recommend that you keep track of all paperwork and maintain a journal documenting all of the treatment you receive.  The paper trail will be invaluable in any personal injury case you decide to pursue.

If you have been seriously injured due to the negligence of another driver, Schwartzapfel Partners P.C. is on your side, and we can help you with the financial burden you are facing.  Our personal injury attorneys are experienced in negotiation, mediation, and litigation, and our 95 percent success rate in getting verdicts or settlements proves we will fight for you!

Following is critical information you need to know regarding New York insurance laws and coverage after a serious automobile accident:

1. Health insurance companies operate differently than auto insurance companies.  If you have health insurance and you use your insurance coverage for your medical care, the company may seek repayment for any health benefits they covered if you later receive financial damages from a lawsuit. 
2. A claim for No-Fault auto insurance benefits must be filed within 30 days of the accident or your medical bills and lost earnings may not be paid.
3. No emergency room in Nassau County, New York can refuse you treatment because of a lack of insurance.  If you do not have health insurance coverage, do not let your injuries go untreated.  It is your right to seek and receive medical care.  The emergency room where you are treated will send you bills, at which point Schwartzapfel Partners can discuss your legal action with them to determine a payment plan or to delay payment until a settlement is reached.
4. If you are unable to get specialized medical treatment due to your lack of insurance,  we can negotiate with the medical staff on your behalf to get you the treatment you deserve.  Many times, doctors will provide treatment knowing that after the settlement you can settle your medical bills in full.
5. Consult an attorney BEFORE signing any documents from automobile insurance companies requesting your medical treatment information.  It is possible that after the first check-up, your injuries will be found to be much more serious than initially diagnosed.  The first diagnosis could be used by the insurance companies to offer you a lower settlement than you deserve.  Anything you accept from the auto insurance company can impact your ability to collect further compensation, leaving you with unpaid medical bills.

In summary:  serious Long Island car accidents can produce serious injuries.  You can manage the medical bills, however, if you remember to:

1. Get treatment – no matter what!
2. Document everything.
3. Don’t sign anything without speaking to an attorney.
4. Consult one of our attorneys for a full assessment of your legal options.

When you’ve suffered a serious injury as a result of a car accident, you need the Nassau County, New York lawyers of Schwartzapfel Partners P.C. at your side. We have more than 150 years of combined experience, and our attorneys are well prepared to handle all your legal needs.

Call our Nassau County, New York car accident attorneys today at 1-800-966-4999 or use our convenient online contact form for a free case evaluation.  Click here for the address of our Long Island office closest to you.   At Schwartzapfel Partners, we will fight for you!